Helping You Move Forward Even Without an SSN
Buying a home is one of the biggest decisions in life, but what if you don t have a Social Security Number? That s where come in. If you re workings, paid taxes, and have a valid ITIN(Individual Taxpayer Identification Number), you may be more well-qualified for a mortgage than you think.
At Duane Buziak Mortgage Broker, I help individuals and families across the U.S. make homeownership a reality even when the traditional route isn t an selection. If you ve been told no before, let s look at how an ITIN loan can say yes.
What Are ITIN Loans?
ITIN loans are mortgages created for populate who do not have a Social Security Number but are legally allowed to pay U.S. taxes with an ITIN issued by the IRS. These loans help immigrants, non-U.S. residents, and self-employed individuals procure a mortgage when traditional financing doesn t apply.
Unlike orthodox mortgages, ITIN loans are available through select lenders who empathise the needs of established nationals, unsupported immigrants, or visa holders with fresh income and business support.
Who Qualifies for an ITIN Loan?
Many populate are popeyed to instruct that qualifying for an ITIN mortgage is within strive. You may be entitled if:
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You have a valid, active ITIN
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You ve filed U.S. tax returns for at least two years
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You have a becalm income(via work or self-employment)
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You can provide bank statements or income documentation
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You have a down payment often between 10 and 20
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You have a unexpired politics-issued ID(passport or consular ID)
Some lenders may also bespeak proof of U.S. residency, a credit describe(or alternative credit), and check of rent or utility program payments.
Why Work with Duane Buziak?
When it comes to non-traditional loans like these, go through matters. As a authorized Mortgage licensing companies professional, I ve worked with innumerable clients who required fanciful, bespoken financing options. I sympathise the ITIN loan work on interior and out and I know how to oppose you with the right lender.
At Duane Buziak Mortgage Broker, I guide you through every step, from reviewing documents and confirming to getting pre-approved and closing on your home. I make the work on clear, true, and as strain-free as possible.
Let s Make Homeownership Happen
Don t let a lost Social Security Number stop you from owning a home. If you re earning, saving, and prepare to settle into a direct of your own, ITIN loans can help get you there. Let s explore your options together.
Contact me nowadays through to schedule a free reference.
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